Connecting businesses to investors
Lendo connects businesses seeking financing with investors, driving safe and rewarding investment solutions.
Our financing solutions grow your business!
Get your financing within just 3 days through simple, Sharia-compliant procedures. We offer fast and flexible funding solutions designed to support your business growth and operational needs.
Licensed and supervised by the Saudi Central Bank and structured in accordance with Shariah principles.
Growth
Empowering Saudi SMEs and Investors
Lendo connects companies seeking capital with investors looking for meaningful returns. Our platform facilitates communication, making it simple and transparent for both parties.
Grow your business fast
Receive your financing within just 3 days through simple, flexible, and Sharia-compliant solutions that power your business growth.
Achieve high returns on your investments
Investors enjoy higher returns by investing in financing opportunities that offer attractive returns for SMEs.
Solutions
Comprehensive financing solutions
Select the type of financing that fits your business and financial requirements best.
Purchase Order Financing
We finance your purchasing orders and related operational needs to help ensure sales growth.
Invoice Financing
We help with your outstanding invoices and related operational needs to help support your business cash flow.
New
Our partnership with governmental entities to support business financing
Tourism Development Fund (TDF)
Through the “Financial Technology Platforms Serving the Tourism Industry” program, a joint initiative between the Tourism Development Fund and Lindo, tourism establishments can obtain flexible financing solutions. The program aims to support the growth of the tourism sector, enhance local experiences, and contribute to advancing economic diversification in the Kingdom
Cultural Development Fund (CDF)
The Cultural Development Fund supports creative industries through initiatives such as the “Film Sector Financing Program” within the IGNITE initiative, which provides funding for the production and distribution of local content. Funding requests for this program are processed by Lindo as an official partner of the Fund
Kafala program
The Kafala Program is one of the government initiatives aimed at facilitating enterprises' access to finance by providing guarantees to funding entities. The program encourages financiers to support companies in order to promote their growth and contribute to job creation in line with the goals of Vision 2030
Establishments (General Authority for Small and Medium Enterprises)
Monshaat plays a pivotal role in empowering and developing the small and medium enterprises sector in the Kingdom. It offers programs that contribute to raising the capabilities of companies, improving their access to financing solutions, and linking them to digital funding sources, including licensed funding platforms such as Lindo
Saudi Industrial Development Fund (SIDF)
The Saudi Industrial Development Fund offers financing programs dedicated to supporting industrial enterprises in the manufacturing, logistics and technology sectors. The Fund plays a role in promoting the role of the private sector and supporting projects that are in line with the goals of Vision 2030
Sector-specific financing
Dedicated financing solutions for specific sectors such as health, hospitality, e-commerce and more.
Funding for industrial establishments
Funding dedicated to industrial establishments to support production expansion and cover operational needs.
Funding for technology and innovation
Funding tailored to the needs of tech companies, to support operations and product development without complications.
Funding for retail and services
Funding that helps retail and service establishments meet demand and improve operational liquidity.
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More than 200 customers feel the Lendo-effect
Lendo has been a key partner in Jawhara Store's success since the very beginning. Their support has been instrumental in our growth and expansion, and we are grateful for their continued collaboration.
Successful Relationship
General Manager
+4.2B SAR Financed Amount
+9.5K Financed Deals
Securing Sustainable Funding is a common challenge that faces business community. Lendo is one of the reliable financing facilitators in Saudi, it helped our subsidiaries to secure the required working capital to boost growth.
Mohamed ElBarbary
Managing Director
Results
Success stories driven by our financial solutions
Informative success stories focused on how funding empowers companies, enhances their growth, and scales their operations across various sectors.
How to Invest in SME Financing Without Putting Your Capital at Risk
How Can Lendo’s Financing Help You Overcome Financial Challenges in Your Business?
How to Avoid New Year’s Phishing Scams
Ready to grow your business?
Simple steps to reach financial solutions that meet your business needs and enhance its liquidity.
Explore Our Investment Solutions
Investment opportunities that achieve your financial goals!
Discover a range of investment opportunities designed to achieve your financial objectives through a simple, Sharia-compliant investment process.
Your investment yields returns!
Invest in a variety of funding opportunities for SMEs in Saudi Arabia, and enjoy consistent returns generated from Sharia-compliant investment progress.
Statistics
Risk Management
This section explains the effectiveness of all financing granted through the platform, up to the update date.
Loss Rates by Risk Band
- The data provided are not considered sufficient indicators to predict the future performance of Lendo Company or the beneficiary entities.
- The data was updated on December 31, 2025.
- Information is updated on a quarterly or annual basis, or when any developments occur, whichever comes first.
Risk score
projected
A
0.67%
B
1.88%
C
4.93%
D
4.52%
total
2.97%
Total financing amount and performance
The chart below shows the total amounts collected compared to the amount of funds to be collected to date and since inception.
- البيانات الواردة لا تُعد مؤشرات كافية لتوقع الأداء المستقبلي لشركة ليندو أو المنشآت المستفيدة.
- تم تحديث البيانات بتاريخ 31 ديسمبر 2025م.
- يتم تحديث المعلومات بشكل ربع سنوي أو عند وجود أي تطورات، أيهما أسبق.
Collected Amounts
Uncollected
FAQs
Lendo is a financial technology company. It works in the field of debt crowdfunding. It provides an invoice financing service for small and medium enterprises (forward sales) that complies with the provisions of Islamic law in order to help companies requesting funding obtain cash. It also offers investment opportunities with a good profit return within short periods.
It is the financing of small and medium-sized companies by a group of investors. It is divided into two types:
1-Crowdfunding through ownership. 2-Crowdfunding through financing
Yes, a Saudi company called (Lendo Saudi Finance Company) is a closed joint stock.
Lendo Financial Technology Company is registered with the Ministry of Commerce and is subject to the supervision and control of the Central Bank of Saudi Arabia with license No. (61/AS/202203)
All investment and financing operations carried out by Lendo are in accordance with the provisions of Islamic law. You can view the Shariah Accreditation Certificate through Click here.
As an entity authorized by the Saudi Central Bank, Lendo has an existing contingency plan that is reviewed annually — at least — to ensure that it is updated in line with developments. Lendo also ensures that the minimum capital commitment is used if it stops operating.
Lendo platform or its officials, employees, agents, or anyone associated with Lendo shall not own an interest or have a material relationship with any transaction that may be concluded on the site that may result in a conflict of interest.
According to Lendo platform regulations and policies, we collect data about investors in order to complete missing investor data and ensure its completeness. We also enhance the security aspects of the platform, which will be reflected in providing an ideal investment experience. The Compliance team at Lendo supervises and ensures that all information about investors is accurate and complete according to Lendo platform regulations, which grants them the authority to invest in the Lendo platform.
Customer satisfaction in Lendo is of utmost importance and we strive to find a solution to any issue you may encounter. You can always contact us through the company's available channels:
Company toll-free number: 8001111806
Email: support@lendo.sa
Ready to grow your business?
Simple steps to reach financial solutions that meet your business needs and enhance its liquidity.