Generate returns on your investments
Calculated returns through investment opportunities that support the growth of small and medium-sized enterprises.
Our financing solutions grow your business!
Get your financing within just 48 hours through simple, Sharia-compliant procedures. We offer fast and flexible funding solutions designed to support your business growth and operational needs.
Lendo Saudi Finance Company is regulated and supervised by the Saudi Central Bank (SAMA) to conduct debt-based crowdfunding in accordance with the principles of Islamic Sharia.
Growth
Empowering SMEs and Investors
Lendo empowers businesses to access Sharia-compliant financing solutions through a licensed platform that connects companies with investors seeking returns from corporate financing opportunities in Saudi Arabia, all within a fast, secure, and transparent financing experience.
Grow your business with ease
Secure the capital you need without long delays or excessive documentation requirements.
Connecting companies with investors
Access a network of qualified investors ready to fund your expansion and operational needs.
Solutions
Comprehensive financing solutions
Select the type of financing that fits your business and financial requirements best.
Invoice Financing
We finance your purchasing orders and related operational needs to help ensure sales growth.
Working Capital Financing
Supports short term cashflow needs through a streamlined digital process.
Term Loans
Flexible SME financing to support growth, expansion, and operational needs.
New
Our partnership with governmental entities to support business financing
MODON
In partnership between the Saudi Authority for Industrial Cities and Technology Zones "MODON" & Lendo Company, this product aims to support investors by providing flexible and convenient payment options for all their invoices giving them greater financial freedom instead of making lump-sum payments.
Tourism Development Fund
Through the “Platforms Serving the Tourism Industry” fintech program, a joint initiative between the Tourism Development Fund and Lendo, tourism establishments can access flexible financing solutions. The program aims to support the growth of the tourism sector, enhance local experiences, and contribute to advancing economic diversification in the Kingdom.
Cultural Development Fund
The Cultural Development Fund supports creative industries through initiatives such as the “Film Sector Financing Program” within the IGNITE initiative, which provides funding for the production and distribution of local content. Funding requests for this program are processed by Lendo as an official partner of the Fund
Kafala program
The Kafala Program is one of the government initiatives aimed at facilitating enterprises' access to finance by providing guarantees to funding entities. The program encourages financiers to support companies in order to promote their growth and contribute to job creation in line with the goals of Vision 2030
Monshaat (General Authority for Small and Medium Enterprises)
Monshaat plays a pivotal role in empowering and developing the SME sector in the Kingdom. It offers programs that enhance companies’ capabilities, improve access to financing solutions, and connect them to digital funding platforms, including licensed platforms such as Lendo.
Saudi Industrial Development Fund (SIDF)
The Saudi Industrial Development Fund offers financing programs dedicated to supporting industrial enterprises in the manufacturing, logistics and technology sectors. The Fund plays a role in promoting the role of the private sector and supporting projects that are in line with the goals of Vision 2030
Sector-specific financing
Dedicated financing solutions for specific sectors such as health, hospitality, e-commerce and more.
Funding for industrial establishments
Funding dedicated to industrial establishments to support production expansion and cover operational needs.
Funding for technology and innovation
Funding tailored to the needs of tech companies, to support operations and product development without complications.
Funding for retail and services
Funding that helps retail and service establishments meet demand and improve operational liquidity.
more...
More than 200 customers feel the Lendo-effect
Lendo has been a key partner in Jawhara Store's success since the very beginning. Their support has been instrumental in our growth and expansion, and we are grateful for their continued collaboration.
Successful Relationship
General Manager
+5B SAR Financed Amount
+11K Financed Deals
Securing Sustainable Funding is a common challenge that faces business community. Lendo is one of the reliable financing facilitators in Saudi, it helped our subsidiaries to secure the required working capital to boost growth.
Mohamed ElBarbary
Managing Director
Lendo News
Latest from Lendo
Follow our latest partnerships and agreements in supporting SME's financing.
Lendo and Quantic Financial Solutions GmbH Announce Strategic Partnership for Institutional Capital Program of up to SAR 750 Million
Lendo partners with Quantic on an institutional capital program of up to SAR 750 million, expanding working capital financing for SMEs in Saudi Arabia.
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Lendo Signs SAR 40 Million Co-Financing Agreement with the Social Development Bank to Support Small and Micro Enterprises
Lendo signs a SAR 40 million co-financing agreement with the Social Development Bank to expand access to Sharia-compliant financing for small and micro enterprises in Saudi Arabia.
Lendo and BSF Capital Sign SAR 100 Million Funding Partnership to Support SMEs
Lendo and BSF Capital sign a SAR 100 million funding partnership to finance small and medium enterprises across Saudi Arabia, supporting Vision 2030 goals.
Ready to grow your business?
Simple steps to reach financial solutions that meet your business needs and enhance its liquidity.
Explore Our Investment Solutions
Investment opportunities that achieve your financial goals!
Discover a range of investment opportunities designed to achieve your financial objectives through a simple, Sharia-compliant investment process.
Your investment yields returns!
Invest in a variety of funding opportunities for SMEs in Saudi Arabia, and enjoy consistent returns generated from Sharia-compliant investment progress.
Statistics
Risk Management
This section shows the performance of all facilities granted through the platform according to the company's internal risk range since the establishment until the date of the update shown.
Total cumulative funding amounts
The graph shows the total accumulated amounts that have been funded to companies to date and since the beginning of the platform's operation
- The provided data are not sufficient indicators to predict the future performance of Lendo
- The data was updated on 30 September, 2026.
Total financing amount and performance
The chart below shows the total amounts collected compared to the amount of funds to be collected to date and since inception.
- The provided data are not sufficient indicators to predict the future performance of Lendo or the beneficiary entities.
- The data was updated on 30 September, 2026.
- Information is updated on a quarterly or annual basis, or when any developments occur, whichever comes first.
Collected Amounts
Outstanding
Loss Rates by Risk Band
- The data provided are not considered sufficient indicators to predict the future performance of Lendo Company or the beneficiary entities.
- The default rate shown in the table is calculated based on the total financing in Lendo.
- The data was updated on 30 September, 2026.
- Information is updated on a quarterly or annual basis, or when any developments occur, whichever comes first.
Risk score
Percentage
A
0.23%
B
0.75%
C
0.79%
D
0.93%
Total
2.69%
Risk Score
Percentage
A
0.46%
B
0.90%
C
0.82%
D
0.72%
Total
2.90%
Risk Score
Percentage
A
0.58%
B
1.06%
C
0.90%
D
0.74%
Total
3.28%
FAQs
Lendo is a Saudi fintech company that provides Shariah-compliant debt crowdfunding solutions. The platform enables businesses to access the liquidity they need, while offering investors short-term opportunities with attractive potential returns.
Yes, a Saudi company called (Lendo Saudi Finance Company) is a closed joint stock company.
Lendo Financial Technology Company is registered with the Ministry of Commerce and is subject to the supervision and control of the Central Bank of Saudi Arabia with license No. (61/AS/202203)
All investment and financing operations carried out by Lendo are in accordance with the provisions of Islamic law. You can view the Shariah Accreditation Certificate through Click here.
Ready to grow your business?
Simple steps to reach financial solutions that meet your business needs and enhance its liquidity.
