Crowd or peer-to-peer lending is an alternative financing solution that helps individuals borrow from others. In Lendo's case, businesses borrow from individual investors. It’s a short-term loan that doesn’t give lenders/investors any equity in the company.
Why is crowd-lending gaining increased popularity?
Frees lenders and borrowers from the hassle of having a middle-person (e.g., traditional financial institutions)
Facilitates everything virtually without requiring any in-person meetings.
Speeds up the financing process from weeks to a few days.
Enables flexible terms compared to banks
Grants more flexibility, with a wide range of interest rates based on the borrower’s credit rating.
How lendo works
Start using Lendo in 3 simple steps
Your gateway to a new financial future starts here.
1. Sign Up
Sign up as an investor on the Lendo platform. We'll take care of all the data integration and verification for you.
Top up your wallet and start investing upon completing the signup process. You can invest either manually or through our Auto-invest. Learn more!
You'll get your principal amount back and earn profits hassle-free. We take care of crediting funds to the business bank accounts and collecting payments on time.
Start your investment journey with Lendo's secure & diverse opportunities
Up to 24%
Minimum participation amount
30 - 180 Days
4 Risk grades
Diversify your portfolio
Lendo offers individual investors access to a wide range of solutions that bring you endless investment opportunities. Our credit assessment also ensures that your money will go to creditworthy businesses.
Make well-informed investment decisions with our data-driven, credible risk analysis.
Access new investment solutions that you can control.
Gain rewarding returns on your short-term investments.
Invest through a Shariah-Compliant platform.
Get clarity on fees right from the start. Lendo has no hidden fees.
Enjoy flexible financing solutions under very reasonable conditions.
Support the growth of businesses through financing products.
Highly Reliable Scoring Engine
Highly Reliable Scoring Engine!
Every single business applying for a loan through Lendo goes through a rigorous risk assessment process. We only post approved business funding opportunities on the platform.
Our scoring engine’s four-risk rating (A, B, C, D) helps investors decide which opportunity to fund based on their risk appetite.
Our scoring engine uses more than 100 data points to accurately predict investment risks — all while being. integrated with the Saudi credit bureaus SIMAH and Bayan, the Ministry of Commerce, and other reputable institutions.
Follow your investment through the app
The Lendo app gives you full visibility. You'll be able to see the amountinvested and the expected net profits on the Portfolio Summary.
RISK WARNING The competent finance team at Lendo evaluates the credentials of each business before finalizing a user agreement. As a buyer-centric entity, Lendo adheres to a set of compliance practices and mechanisms to ensure that only authentic listings are featured on the platform for funding purposes. Nonetheless, it is imperative for investors to understand that they are lending to businesses which maybe at the early-stages of establishing their presence in the industry. Therefore, the level of risk associated with such investments is higher which could also result in a potential loss and delays in repayment. It is necessary to understand that you could lose your money.
Lendo is licensed by the Central Bank of Saudi Arabia to practice debt crowdfunding activity, with License No. ٦١/أ ش/٢٠٢٢٠٣