Expected Annual Returns
Start investing with as little as 1,000 SAR.
Invest Smarter With Lendo’s Regulated, Shariah-Compliant Platform
Get fast, Shariah-compliant financing to improve cash flow, cover operational needs, and grow your business - all through a licensed, fully digital platform.
Licensed and supervised by the Saudi Central Bank and structured in accordance with Shariah principles.
+4B
Total Investments
+3B
Total Distributions
Investment Essentials
Understand the fundamentals that guide your investment decisions.
Risk Grades
Four defined risk grades that help investors diversify their portfolios and manage risk effectively.
Minimum Investment Amount
Short-term investment opportunities ranging from 30 to 180 days.
Transparency & Fees
Track platform performance through the statistics page and invest with no additional or hidden fees.
Investment Duration
Short-term investment opportunities ranging from 30 to 180 days, with defined timelines from the start.
Trust
Why Investors Choose Lendo
A short overview summarizing trust signals from the How It Works, Auto-Invest, and Scoring Engine pages.
Average annual returns
14%
Shariah-compliant investment solutions
A range of investment opportunities with varying risk levels
Diversified returns across financing opportunities for small and medium enterprises
A structured and transparent risk scoring and classification system
A licensed platform regulated by the Saudi Central Bank (SAMA)
Completed Financing Operations
+7,500
Start Exploring Investment Options
How Investing With Lendo Works
Quick overview of the investment process, from creating an account to earning returns, highlighting simplicity, compliance, and transparency.
Auto-Invest for Effortless Growth
Explain how investors can automate their strategy, diversify automatically, and save time with intelligent allocation tools.
Scoring Engine for Informed Investment Decisions
Highlight Lendo’s credit-risk assessment engine, data verification through official systems, and how risk categories (A-B-C–D) help investors allocate confidently.
Retail Investor Tiers
Different investment tiers that give each investor access to benefits aligned with their investment preferences.
Choose the tier that matches your financial goals and benefit from features designed to enhance your investment experience.
Benefits of Investing Through Lendo
Lendo provides an easy-to-use investment experience with access to diverse opportunities and clear tools to follow your investments.
Short-term, Shariah-compliant investment opportunities
Returns aligned with the level of risk and the type of opportunity
Track your returns and investment status with a clear view of your portfolio performance at any time
The option to invest manually or through Auto-Invest
Features
An Investment Experience for Different Investment Styles
A flexible investment experience that lets you choose how to invest and select the risk level that fits you, with diverse opportunities to manage your portfolio more easily.
Shariah-Compliant Investing You Can Trust
Summarize essential compliance points from detailed pages:
Shariah-compliant investment opportunities
A licensed platform regulated by the Saudi Central Bank (SAMA)
Explore platform performance and key metrics for transparency through the Statistics page
FAQs
We finance corporate invoices (forward sales), and we do not do personal finance at all.
This type of funding provides the ability for companies to support their operations and achieve growth. It plays an important role in achieving the goals of Saudi Vision 2030 by supporting economic diversification and job creation.
A citizen, resident or resident in Saudi Arabia who is over 18 years of age and has a national ID or residence permit, and has a bank account in a local bank.
Lendo is a financial technology company. It works in the field of debt crowdfunding. It provides an invoice financing service for small and medium enterprises (forward sales) that complies with the provisions of Islamic law in order to help companies requesting funding obtain cash. It also offers investment opportunities with a good profit return within short periods.
It is the financing of small and medium-sized companies by a group of investors. It is divided into two types:
1-Crowdfunding through ownership. 2-Crowdfunding through financing
Yes, there is a high risk in investment transactions, which may lead to delays in paying off opportunities or the possibility of losing your money. As the financing contract connects investors directly to the owners of companies requesting funding, the Lendo platform is not one of the contracting parties, and investments are entirely at your own risk.
All investment and financing activities carried out by Lendo comply with Islamic Sharia principles.
1- A valid Saudi commercial registration.
2. The company is one year old and over.
3. Sales are issued to government agencies or private Saudi companies.
The minimum funding amount is 100 thousand Saudi Riyals and the maximum funding limit is 7.5 million Saudi Riyals.
The credit rating is issued and the risk score of the opportunity is determined based on several factors, the most important of which are:
— The company's credit history.
— The company's financial situation.
— The company's administrative status.
— Invoice status.
The rating varies from (A to D). The classification indicates A To the fact that the company has a credit rating Good and low risk. and D That the company has a credit rating Vulnerable and high-risk.
Invest Anytime, Anywhere With the Lendo App
Manage your investments, track returns, and discover new opportunities directly from your mobile device - securely and in real time.