Invoice Financing
Ideal for SMEs affected by delayed customer payments. Finance up to 85% of confirmed invoices, with digital approvals and funding typically disbursed within days. Suitable for businesses that need fast financing.
Financing solutions for easier and bigger growth for your business
Get fast, Shariah-compliant financing to improve cash flow, cover operational needs, and grow your business - all through a licensed, fully digital platform.
Licensed and supervised by the Saudi Central Bank and structured in accordance with Shariah principles.
Solutions
Financing Solutions Tailored to Your Business Needs
SMEs face different challenges - delayed receivables, operational cash-flow gaps, or planned future expenses. We provide, Shariah-compliant financing options so every business can find the right structure and repayment model.
Working Capital
Designed to support short-term cash-flow needs. Suitable for payroll, supplier payments, inventory, seasonal gaps, and operational expenses - all through a streamlined digital process.
Term Loans
A financing solution for SMEs to support growth and expansion plans, whether for purchasing equipment, developing the business, or covering operational needs through clear financing terms and flexible repayments.
Features
Features of Our Financing Solutions
Fast access to funding within days
Shariah-compliant financing structures
Clear terms with no hidden fees
Digital application and verification
Financing tailored to SME needs
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Trusted by Business Leaders
“Lendo has been a key partner in Jawhara Store's success since the very beginning. Their support has been instrumental in our growth and expansion, and we are grateful for their continued collaboration.”
Mohamed al-musaibah
General Manager
+4.5B ريال
Financed Amount
+10K Financed Deals
Securing Sustainable Funding is a common challenges that faces business community. Lendo is one of the reliable lending facilitators in Saudi, it helped our subsidiaries to secure the required working capital to boost growth.
Mohamed ElBarbary
Managing Director
Programs
Access Government Financing Programs Through Lendo
Eligible SMEs can also access a range of government and national financing programs through Lendo’s regulated digital platform. These programs are designed to support businesses across priority sectors, with Lendo enabling a streamlined application process while ensuring compliance with each program’s specific requirements.
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Who Can Benefit From Lendo’s Financing Solutions
Registered SMEs operating in Saudi Arabia
Businesses with active operations and revenue
Companies across multiple sectors, subject to eligibility review
SMEs seeking Shariah-compliant financing with clear terms
Process
Access your financing in just a few simple steps
Step One
Apply online in minutes
Step two
Review and eligibility assessment
Step three
Get approved and funded
Step four
Repay on clear, agreed terms
Why Businesses Choose Lendo
SAMA-licensed and Shariah-compliant
Faster approvals compared to traditional financing
Fully digital applications and verification
Secure integrations with SAMA
Financing solutions for different business models and sectors
Best choice
How to Choose the Right Financing?
Your situation
Recommended Product
Why
You have unpaid invoices and need fast cash
Invoice Financing
Unlock liquidity tied to receivable
Suitable financing for business growth
Working Capital
Flexible, fast funding for daily expenses
You have short-term operational needs
Term Financing
Flexible financing to support growth and expansion
FAQs
We finance corporate invoices (deferred sales invoices) we do not finance purchase invoices.
This type of funding provides the ability for companies to support their operations and achieve growth. It plays an important role in achieving the goals of Saudi Vision 2030 by supporting economic diversification and job creation.
Yes, a Saudi company called (Lendo Saudi Finance Company) is a closed joint stock company.