Auto Invest Smarter Earn, Effortless Returns
A personalized investment experience built around your preferred strategy and risk level helping you grow your portfolio effortlessly, anytime.
Expected Annual Return by Investment Strategy
11% - 9%
Expected average annual return
A portfolio with lower risk and higher likelihood of repayment.
Designed for investors who prefer steady returns with lower risk, focusing on opportunities with higher repayment probability and a measured diversification within lower-risk grades.
- Suitable for investors seeking stable returns with reduced exposure to risk.
- Based on opportunities in risk grades A and B, which generally show higher repayment likelihood.
- Emphasizes capital preservation with limited exposure to higher-risk options.
12% – 15%
(Expected average annual return)
A diversified portfolio offering a balanced risk–return profile.
للمستثمرين الذين يبحثون عن توازن بين العائد والمخاطرة، عبر تنويع أوسع يشمل فرصًا متفاوتة في درجات المخاطرة، مما يدعم نموًا متدرّجًا دون التعرّض لمخاطر مرتفعة.
Ideal for investors seeking a balance between potential returns and acceptable risk levels through broader diversification across multiple risk grades, supporting gradual and steady portfolio growth.
- Combines lower- and medium-risk opportunities.
- Suitable for investors seeking higher returns with reasonable risk exposure.
- Supports consistent growth without taking on high-risk concentrations.
18% – 14%
(Expected average annual return)
A portfolio with higher risk and higher potential returns.
Designed for investors aiming for increased returns with greater risk tolerance by leveraging higher-risk opportunities while maintaining partial diversification across different risk grades to support faster portfolio expansion.
- Targets higher-risk opportunities with the potential for higher returns.
- Suitable for investors seeking faster portfolio growth.
- Diversified within higher-risk categories to distribute exposure.
For investors who want to build their own investment strategy.
Designed for investors who prefer full control over how their funds are allocated across all risk grades, based on their financial goals and personal preferences.
- Choose your preferred return range and level of risk.
- High flexibility to structure a portfolio that aligns with your investment style.
- Adjust allocation percentages anytime as your goals evolve.
Key Benefits of Auto Invest
Smooth, Consistent Portfolio Growth
Keep your capital working through continuous reinvestment. Maintain diversification and support steady expansion of your investment base.
Time-Saving, Effortless Investing
Automate recurring investments so you don’t miss potential opportunities. Ideal for investors who want passive income without daily platform check-ins.
Efficient Portfolio Allocation
Manage your investments more efficiently without constant monitoring. Auto-Invest allocates funds based on your chosen strategy and available opportunities.
How Auto-Invest Works
Invest easily through simple steps starting with defining your strategy and ending with monitoring your performance with ease.
- 1
Choose Your Strategy
Select the strategy that matches your preferred risk level and target return, based on your financial goals and investment preferences.
- 2
Set Your Auto-Invest Preferences
Define the maximum amount to invest per opportunity, set the maximum number of opportunities from the same company, and choose the investment duration for each opportunity.
- 3
Activate Auto-Invest
The system automatically selects eligible opportunities and allocates your funds according to your chosen strategy and saved preferences.
- 4
Fund Your Wallet
Add the amount you wish to invest so it can be allocated automatically through the Auto-Invest feature.
- 5
Real-Time Tracking
Monitor your portfolio performance, returns, and repayment updates instantly from the Investment Performance dashboard, clearly and without daily manual effort.
A comparison between auto-invest and manual investment
Feature
Auto-Invest
Manual Investing
Explore Auto-Invest Strategies
Category
Bold
Moderate
Discreet
Why Is Auto-Invest with Lendo a Trusted Choice for Investors?
Shariah-Compliant Investment Structure
All operations are executed in accordance with Islamic finance principles and under the supervision of the Shariah Committee.
Lendo utilizes precise credit assessment models to evaluate SMEs and verify the quality of opportunities before making them available to investors.
Lendo Saudi for Financing operates under the supervision of the Saudi Central Bank, ensuring full compliance with regulatory requirements and strengthening platform reliability.
A secure, user-friendly interface that allows you to track your returns, repayment status, and every detail of your investment portfolio anytime, with full transparency
Information is authenticated through SIMAH, Bayan, Nafath, and Absher to ensure the accuracy and legitimacy of SME data.
FAQs
We finance corporate invoices (forward sales), and we do not do personal finance at all.
This type of funding provides the ability for companies to support their operations and achieve growth. It plays an important role in achieving the goals of Saudi Vision 2030 by supporting economic diversification and job creation.
A citizen, resident or resident in Saudi Arabia who is over 18 years of age and has a national ID or residence permit, and has a bank account in a local bank.
Lendo is a financial technology company. It works in the field of debt crowdfunding. It provides an invoice financing service for small and medium enterprises (forward sales) that complies with the provisions of Islamic law in order to help companies requesting funding obtain cash. It also offers investment opportunities with a good profit return within short periods.
It is the financing of small and medium-sized companies by a group of investors. It is divided into two types:
1-Crowdfunding through ownership. 2-Crowdfunding through financing
Yes, there is a high risk in investment transactions, which may lead to delays in paying off opportunities or the possibility of losing your money. As the financing contract connects investors directly to the owners of companies requesting funding, the Lendo platform is not one of the contracting parties, and investments are entirely at your own risk.
All investment and financing activities carried out by Lendo comply with Islamic Sharia principles.
1- A valid Saudi commercial registration.
2. The company is one year old and over.
3. Sales are issued to government agencies or private Saudi companies.
The minimum funding amount is 100 thousand Saudi Riyals and the maximum funding limit is 7.5 million Saudi Riyals.
The credit rating is issued and the risk score of the opportunity is determined based on several factors, the most important of which are:
— The company's credit history.
— The company's financial situation.
— The company's administrative status.
— Invoice status.
The rating varies from (A to D). The classification indicates A To the fact that the company has a credit rating Good and low risk. and D That the company has a credit rating Vulnerable and high-risk.
Start Automating Your Investments Today
Build a diversified, Shariah-compliant portfolio without daily effort. Start Auto-Invest and let Lendo allocate opportunities for you - securely, transparently, and efficiently.